
As a Certified Financial Planner (CFP®) and Real Wealth Manager (RWM), I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.
What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.
That's why I became a Smith Manoeuvre Certified Professional™.
This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.
Let's explore how this approach might work for your specific situation.
-Andrew

Andrew Smart
Certified Financial Planner (CFP®) and Real Wealth Manager (RWM)
Smith Manoeuvre Certified Professional™
Ready to see how The Smith Manoeuvre™ could transform your financial future?
Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
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Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.

As a Certified Financial Planner (CFP®) and Real Wealth Manager (RWM) with over 13 years of experience, I specialize in delivering comprehensive financial planning solutions that align with my clients' long-term goals. My career began at a large mutual fund dealer, where I built lifelong relationships, and in 2020, I joined New Outlook Wealth as the first financial planner and Vice President—a role I continue to hold today. I'm passionate about helping clients reduce their investing costs, receive unbiased financial advice, and increase transparency in their financial decisions.
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